Note: legal review pending
This article explains the legal and tax situation to the best of our knowledge with sources — it is not legal or tax advice. For binding guidance, please consult a lawyer or tax advisor.
In short
'Payment secured' means the fee sits as a visible escrow hold (status FUNDED) before production. It is not a creator-controlled trust account: the hold is bound to EUR and Stripe Connect, payout requires KYC and DAC7, and a protective hold of about 56 days can apply before the final payment.
What does 'Payment secured' actually mean?
Before you produce, the brand deposits the fee. You see a lock with the status that the money is ready. That removes the biggest uncertainty of any deal — 'will I get anything at all?' is answered before you invest time.
- The hold exists before production, not after delivery.
- The status (FUNDED) is visible to both sides.
- Release only happens once content is approved in review.
- On cancellation, defined rules apply instead of a DM dispute.
Is this a real trust account?
Important clarification
No. 'Payment secured' is a visible EscrowHold status, not a separate creator-controlled trust account. You don't manage the money yourself in this phase — it is bound to EUR and Stripe Connect and released via platform mechanics.
What are the conditions for payout from escrow?
| Condition | Meaning |
|---|---|
| KYC completed | Identity verified via Stripe Connect |
| DAC7 details | Reporting data captured (records exportable as PDF/CSV) |
| EUR / Stripe Connect | Payouts run in EUR via Stripe Connect |
| Protective hold (~56 days) | Can apply before the final payment |
| Content approved | Approval in review triggers release |
Does escrow guarantee a payout date?
No. Once approved, the system computes an estimated arrival (ETA) from approval, protective hold and bank transit — an expectation, not a guaranteed date. That is why the product always says 'expected'.
Not legal or tax advice
This page describes product mechanics and is not a substitute for legal or tax advice.
Frequently asked
- Do I control the money in escrow myself?
- No. 'Payment secured' is a visible hold status, not a creator-controlled trust account. The budget is bound to EUR and Stripe Connect and released via the platform.
- When is escrow paid out?
- After content approval and KYC/DAC7. A protective hold of about 56 days can apply first; the ETA is an expectation.
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